Naga Card vs Wirex

Compare two prepaid crypto cards - the Naga Card versus the Wirex Card

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Naga Card recently went liveF and started shipping their prepaid crypto cards. Wirex has been around for the whole summer and they’ve consistently been ranked as #1 crypto debit card for EU and UK (read full Wirex review).

Let’s see how the new Naga Card holds up against Wirex:

  Wirex Naga
Interface Web & app Web
Supported countries EEA, Canada (partly) SEPA
Card issuance free from free to €39.99
Account management fee £1.00/mo TBA
ATM withdrawal fee $2.5-3.5 TBA
ATM limit $250/day TBA
POS purchase limit £7500 / €8000 / $10000 TBA
ePOS purchase limit £7500 / €8000 / $10000 TBA
Maximum card balance £15,000 (or €16,000/ $20,000) € 120 000 annual
Card type Visa MasterCard
Currencies USD, GBP. EUR EUR, GBP, USD
Cryptocurrencies BTC, ETH, XRP, LTC NGC
KYC mandatory for card issuance, not necessary for wallet usage mandatory
Deposit methods Bank, credit card, crypto TBA
IBAN account? Spain and France only all SEPA countries
Other features Free cryptocurrency exchange TBA
Cashback 0.5% of all POS transactions none
Cashback daily limit £50 per day n/a
Additional fees $0.28 fee per ePOS/POS transaction for USD cards n/a


One of the main Naga vs Wirex difference is that Naga Card uses the Naga Coin for conversion of crypto to fiat. NGC is central to the whole Naga ecosystem. Wirex, on the other hand, supports direct crypto deposits – and allows spending Ethereum, Litecoin, Ripple XRP and Bitcoin.

A lot of info is still lacking on the Naga website – namely about the fees for POS purchases and ATM withdrawals. Wirex’ limits have recently been increased to $15K at any time. When summed up, this limit is higher than that of Naga (120K EUR annually).

All in all, Wirex presents a more reliable option for spending crypto at the moment.

Sign up to Wirex and get your card

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