Naga Card vs Wirex

Compare two prepaid crypto cards - the Naga Card versus the Wirex Card

Naga Card recently went liveF and started shipping their prepaid crypto cards. Wirex has been around for the whole summer and they’ve consistently been ranked as #1 crypto debit card for EU and UK (read full Wirex review).

Let’s see how the new Naga Card holds up against Wirex:

InterfaceWeb & appWeb
Supported countriesEEA, Canada (partly)SEPA
Card issuancefreefrom free to €39.99
Account management fee£1.00/moTBA
ATM withdrawal fee$2.5-3.5TBA
ATM limit$250/dayTBA
POS purchase limit£7500 / €8000 / $10000TBA
ePOS purchase limit£7500 / €8000 / $10000TBA
Maximum card balance£15,000 (or €16,000/ $20,000)€ 120 000 annual
Card typeVisaMasterCard
CryptocurrenciesBTC, ETH, XRP, LTCNGC
KYCmandatory for card issuance, not necessary for wallet usagemandatory
Deposit methodsBank, credit card, cryptoTBA
IBAN account?Spain and France onlyall SEPA countries
Other featuresFree cryptocurrency exchangeTBA
Cashback0.5% of all POS transactionsnone
Cashback daily limit£50 per dayn/a
Additional fees$0.28 fee per ePOS/POS transaction for USD cardsn/a


One of the main Naga vs Wirex difference is that Naga Card uses the Naga Coin for conversion of crypto to fiat. NGC is central to the whole Naga ecosystem. Wirex, on the other hand, supports direct crypto deposits – and allows spending Ethereum, Litecoin, Ripple XRP and Bitcoin.

A lot of info is still lacking on the Naga website – namely about the fees for POS purchases and ATM withdrawals. Wirex’ limits have recently been increased to $15K at any time. When summed up, this limit is higher than that of Naga (120K EUR annually).

All in all, Wirex presents a more reliable option for spending crypto at the moment.

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